Complex fees + lack of competition = excess profits? :
retail bank charges in Namibia /
Martin Boer and Robin Sherbourne.

APA Citation

Boer, M., Sherbourne, R., Institute for Public Policy Research (Namibia). (2003). Complex fees + lack of competition = excess profits?: retail bank charges in Namibia. Windhoek, Namibia: Institute for Public Policy Research.

MLA Citation

Boer, Martin, Robin Sherbourne, and Institute for Public Policy Research (Namibia). Complex Fees + Lack of Competition = Excess Profits?: Retail Bank Charges In Namibia. Windhoek, Namibia: Institute for Public Policy Research, 2003.

Warning: These citations may not always be complete (especially for serials).