All about direct loans :
William D. Ford Federal Direct Loan Program, 1995-96.

APA Citation

United States. Department of Education. (1995). All about direct loans: William D. Ford Federal Direct Loan Program, 1995-96. [Washington, D.C.?]: U.S. Dept. of Education.

MLA Citation

United States. Department of Education. All About Direct Loans: William D. Ford Federal Direct Loan Program, 1995-96. [Washington, D.C.?]: U.S. Dept. of Education, 1995.

Warning: These citations may not always be complete (especially for serials).