<?xml version="1.0" encoding="UTF-8"?><collection xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.loc.gov/MARC21/slim" xsi:schemaLocation="http://www.loc.gov/MARC21/slim http://www.loc.gov/standards/marcxml/schema/MARC21slim.xsd"><record><leader>02405nam a2200481 a 4500</leader><controlfield tag="001">006963837</controlfield><controlfield tag="003">MiAaHDL</controlfield><controlfield tag="005">20250726000000.0</controlfield><controlfield tag="006">m        d        </controlfield><controlfield tag="007">cr bn ---auaua</controlfield><controlfield tag="008">091014s2009    dcua     b   f000 0 eng d</controlfield><datafield tag="010" ind1=" " ind2=" "><subfield code="a">  2009438661</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">0160842832</subfield></datafield><datafield tag="020" ind1=" " ind2=" "><subfield code="a">9780160842832</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(MiU)990069638370106381</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">sdr-miu.990069638370106381</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">sdr-pur2500429</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="z">(MiU)MIU01000000000000006963837-goog</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="a">(OCoLC)456412317</subfield></datafield><datafield tag="035" ind1=" " ind2=" "><subfield code="z">(MiU)Aleph006963837</subfield></datafield><datafield tag="040" ind1=" " ind2=" "><subfield code="a">SEN</subfield><subfield code="c">SEN</subfield><subfield code="d">DLC</subfield><subfield code="d">GPO</subfield><subfield code="d">MvI</subfield><subfield code="d">UtOrBLW</subfield></datafield><datafield tag="042" ind1=" " ind2=" "><subfield code="a">lccopycat</subfield></datafield><datafield tag="043" ind1=" " ind2=" "><subfield code="a">n-us---</subfield></datafield><datafield tag="049" ind1=" " ind2=" "><subfield code="a">EYO+</subfield></datafield><datafield tag="074" ind1=" " ind2=" "><subfield code="a">1035-C</subfield></datafield><datafield tag="086" ind1="0" ind2=" "><subfield code="a">Y 4.B 22/3:S.HRG.111-48</subfield></datafield><datafield tag="110" ind1="1" ind2=" "><subfield code="a">United States.</subfield><subfield code="b">Congress.</subfield><subfield code="b">Senate.</subfield><subfield code="b">Committee on Banking, Housing, and Urban Affairs.</subfield><subfield code="0">http://id.loc.gov/authorities/names/n81033403</subfield><subfield code="1">http://id.loc.gov/rwo/agents/n81033403</subfield></datafield><datafield tag="245" ind1="1" ind2="0"><subfield code="a">Modernizing consumer protection in the financial regulatory system :</subfield><subfield code="b">strengthening credit card protections : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session, on reforming the practices of credit card companies and providing new protections for consumers, February 12, 2009.</subfield></datafield><datafield tag="246" ind1="3" ind2="0"><subfield code="a">Strengthening credit card protections</subfield></datafield><datafield tag="260" ind1=" " ind2=" "><subfield code="a">Washington :</subfield><subfield code="b">U.S. G.P.O. :</subfield><subfield code="b">For sale by the Supt. of Docs., U.S. G.P.O.,</subfield><subfield code="c">2009.</subfield></datafield><datafield tag="300" ind1=" " ind2=" "><subfield code="a">iii, 233 p. :</subfield><subfield code="b">ill. ;</subfield><subfield code="c">24 cm.</subfield></datafield><datafield tag="336" ind1=" " ind2=" "><subfield code="a">text</subfield><subfield code="b">txt</subfield><subfield code="2">rdacontent</subfield></datafield><datafield tag="337" ind1=" " ind2=" "><subfield code="a">computer</subfield><subfield code="b">c</subfield><subfield code="2">rdamedia</subfield></datafield><datafield tag="338" ind1=" " ind2=" "><subfield code="a">online resource</subfield><subfield code="b">cr</subfield><subfield code="2">rdacarrier</subfield></datafield><datafield tag="490" ind1="0" ind2=" "><subfield code="a">S. hrg. ;</subfield><subfield code="v">111-48</subfield></datafield><datafield tag="500" ind1=" " ind2=" "><subfield code="a">Shipping list no.: 2010-0002-P.</subfield></datafield><datafield tag="504" ind1=" " ind2=" "><subfield code="a">Includes bibliographical references.</subfield></datafield><datafield tag="538" ind1=" " ind2=" "><subfield code="a">Mode of access: Internet.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Consumer protection</subfield><subfield code="z">United States.</subfield><subfield code="0">http://id.loc.gov/authorities/subjects/sh2008100017</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Consumer credit</subfield><subfield code="z">United States.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Credit card fees</subfield><subfield code="z">United States.</subfield></datafield><datafield tag="650" ind1=" " ind2="0"><subfield code="a">Credit cards</subfield><subfield code="z">United States.</subfield><subfield code="0">http://id.loc.gov/authorities/subjects/sh2008100312</subfield></datafield><datafield tag="776" ind1="0" ind2=" "><subfield code="a">United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs.</subfield><subfield code="t">Modernizing consumer protection in the financial regulatory system</subfield><subfield code="w">(OCoLC)457044969</subfield></datafield><datafield tag="899" ind1=" " ind2=" "><subfield code="a">39015090377048</subfield></datafield><datafield tag="CID" ind1=" " ind2=" "><subfield code="a">006963837</subfield></datafield><datafield tag="DAT" ind1="0" ind2=" "><subfield code="a">20241218074218.0</subfield><subfield code="b">20250726000000.0</subfield></datafield><datafield tag="DAT" ind1="1" ind2=" "><subfield code="a">20260312140648.0</subfield><subfield code="b">2026-03-13T05:33:06Z</subfield></datafield><datafield tag="DAT" ind1="2" ind2=" "><subfield code="a">2025-11-04T18:50:02Z</subfield></datafield><datafield tag="CAT" ind1=" " ind2=" "><subfield code="a">SDR-MIU</subfield><subfield code="c">miu</subfield><subfield code="d">ALMA</subfield><subfield code="l">prepare.pl-004-009</subfield></datafield><datafield tag="FMT" ind1=" " ind2=" "><subfield code="a">BK</subfield></datafield><datafield tag="HOL" ind1=" " ind2=" "><subfield code="0">sdr-miu.990069638370106381</subfield><subfield code="a">MiU</subfield><subfield code="b">SDR</subfield><subfield code="c">MIU</subfield><subfield code="f">006963837</subfield><subfield code="p">mdp.39015090377048</subfield><subfield code="s">MIU</subfield><subfield code="1">990069638370106381</subfield></datafield><datafield tag="974" ind1=" " ind2=" "><subfield code="b">MIU</subfield><subfield code="c">MIU</subfield><subfield code="d">20260313</subfield><subfield code="s">google</subfield><subfield code="u">mdp.39015090377048</subfield><subfield code="y">2009</subfield><subfield code="r">pd</subfield><subfield code="q">bib</subfield><subfield code="t">US fed doc</subfield></datafield><datafield tag="974" ind1=" " ind2=" "><subfield code="b">PUR</subfield><subfield code="c">PUR</subfield><subfield code="d">20240929</subfield><subfield code="s">google</subfield><subfield code="u">pur1.32754081196275</subfield><subfield code="y">2009</subfield><subfield code="r">pd</subfield><subfield code="q">bib</subfield><subfield code="t">US fed doc</subfield></datafield></record></collection>